ADIB Cards – Every bank has a card be it a credit or debit card, but for those of you who are expats in the UAE, do you have a card from ADIB and know the benefits of using it? therefore we will discuss ADIB Cards in this post today and how they can provide access to financial solutions that not only make life easier but also conform to ethical guidelines.
Don’t forget to see another article about ADIB here!
ADIB Cards
These cards follow Sharia law and don’t charge interest, instead offering several options for charitable donations. ADIB Cards meet a variety of needs and lifestyles by providing a host of features and benefits like rewards, cashback, discounts, and special offers.
Why Choose ADIB Cards
If you’re looking for credit cards that are Sharia-compliant and offer a lot of benefits, picking ADIB Cards is a great choice. ADIB Card applications are simple to submit, and online applications can be approved in as little as ten minutes.
ADIB offers a variety of easy payment alternatives that guarantee flexibility via online, mobile, phone, and CDM channels. ADIB Cards are notable for their dedication to Sharia standards and their lack of interest charges. Rather, they provide cardholders with the choice to donate to charities, demonstrating a dedication to moral financial behaviour.
ADIB Cards Types
With the greatest selection of cards in the UAE, you can unlock a world of benefits and rewards to meet any lifestyle. Don’t forget to check the Official website for more detailed information here.
A. ADIB Emirates Skywards Cards
The biggest welcome bonus available on any Middle Eastern travel card!
| Cards | Benefit |
|---|---|
| ADIB Emirates Skywards Visa Infinite Card | Up to 50,000 bonus Skywards Miles. |
| Emirates Skywards Silver tier membership. | |
| Fast Track to Emirates Skywards Gold tier membership. | |
| Emirates Home check-in services within Dubai | |
| Unlimited Airport lounge access for primary card holder and guest | |
| ADIB Emirates Skywards Visa Signature Card | Up to 25,000 bonus Skywards Miles. |
| Enjoy Emirates Skywards Silver tier membership. | |
| Two complimentary Home check-in services within Dubai. | |
| Unlimited airport lounge access via LoungeKey |
B. ADIB Smiles Covered Cards
Fill your life with more smiles! Get Smiles Points by applying for an ADIB Smiles Covered Card, which can be redeemed for eating, travel, and shopping.
2X Smiles Using your new Smiles Signature and Smiles Classic Covered Cards, you can earn DOUBLE Signup Smiles Points.
Apply today to receive double signup points between September 1, 2023, and December 31, 2023!
| Cards | Benefits |
|---|---|
| ADIB Smiles Visa Signature Card | 70,000 Smiles points upon sign up! |
| Complimentary 1 Year subscription to Smiles | |
| Unlimited Buy 1 Get 1 worth AED 199 | |
| 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter. |
|
| 30 Smiles points on per AED 5 spent on Smiles App | |
| Up to 15 Smiles points per AED 5 spent internationally | |
| 10 Smiles points per AED 5 spent locally in the UAE | |
| ADIB Smiles Visa Platinum Card | 50,000 Smiles points upon sign up! |
| Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55 | |
| 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter. | |
| 20 Smiles points on per AED 5 spent on Smiles App | |
| Up to 10 Smiles points per AED 5 spent internationally | |
| 8 Smiles points per AED 5 spent locally in the UAE | |
| ADIB Smiles Visa Gold Card | 20,000 Smiles points upon sign up! |
| Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55 | |
| 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter. | |
| 16 Smiles points on per AED 5 spend on Smiles App | |
| Up to 8 Smiles points per AED 5 spent internationally | |
| 6 Smiles points per AED 5 spent locally in the UAE | |
| ADIB Smiles Classic Card | 5,000 Smiles points upon sign up! |
| 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter. | |
| 12 Smiles points on per AED 5 spent on Smiles App | |
| Up to 6 Smiles points per AED 5 spent internationally | |
| 4 Smiles points per AED 5 spent locally in the UAE |
C. Etihad Guest Cards
The biggest welcome bonus available on any Middle Eastern travel card!
| Cards | Benefits |
|---|---|
| ADIB Etihad Guest Visa Platinum Card | Welcome bonus of 50,000 Etihad Guest Miles – one of the highest of any travel card in the Middle East! |
| International Non-AED Transactions: Receive 3 Etihad Guest Miles for every AED 4 equivalent spent* | |
| Local AED Transactions: Receive up to 2.2 Etihad Guest Miles for every AED 4 spent for AED transaction* | |
| Free Companion Ticket on every AED 150,000 spent yearly | |
| Fast track to Etihad Guest Gold Tier | |
| Free airport lounge acces via Lounge Key | |
| Withdraw 100% of your finance limit as cash | |
| Valet parking at select locations in the UAE | |
| Free Roadside Assistance 24/7 across the UAE | |
| Pay your ADIB Etihad Guest Covered Card Annual fees using 69,900 Etihad Guest Miles | |
| ADIB Etihad Guest Visa Gold Card | Welcome bonus of 35,000 Etihad Guest Miles – one of the highest of any travel card in the Middle East! |
| Withdraw 100% of your finance limit as cash | |
| International Non-AED Transactions: Receive upto 1.5 Etihad Guest Miles for every AED 4 equivalent spent* | |
| Local AED Transactions: Receive up to 1 Etihad Guest Miles for every AED 4 spent for AED transaction* | |
| Free Companion Ticket on every AED 150,000 spent yearly. | |
| Fast track to Etihad Guest Silver Tier | |
| Free roadside assistance | |
| Pay your ADIB Etihad Guest Covered Card Annual fees using 35,800 Etihad Guest Miles | |
| ADIB Etihad Guest Visa Classic Card | Welcome bonus of 10,000 Etihad Guest Miles – one of the highest of any travel card in the Middle East! |
| International Non-AED Transactions: Receive up to 1 Etihad Guest Miles for every AED 4 equivalent spent* | |
| Local AED Transactions: Receive up to 0.75 Etihad Guest Miles for every AED 4 spent for AED transaction | |
| Free roadside assistance | |
| Withdraw 100% of your finance limit as cash | |
| Pay your ADIB Etihad Guest Covered Card Annual fees using 17,900 Etihad Guest Miles | |
| Redeem your Etihad Guest Miles for Travel Bookings, Home Furnishing, Electronics and Gifts for family & friends |
Read also: What is ADIB RIM Number?
D. ADIB Reward Cards
With your ADIB Rewards Program, you now have the opportunity to receive even more.
| Card | Benefit |
|---|---|
| ADIB Value Card | Get rewarded for your local and international spend |
| Enjoy upto 25% discount on select dining outlets across the UAE. |
Read: ADIB mobile banking
D. ADIB Cashback Cards
You may get 4% cashback on the majority of your daily purchases with the ADIB New Cashback Visa Covered Card!
| Card | Benefit |
|---|---|
| ADIB Cashback Visa Covered Card | 4% on Supermarket & Grocery spends |
| 4% on Fuel & Automobile spends | |
| 4% on School & Education payments | |
| 4% on Dining & Restaurant spends | |
| 4% on Utility payments | |
| Road Side Assistance once a Year |
E. ADIB Booking.com Cards
Spend your Points with any airline, hotel, or other facility to go anywhere.
| Cards | Benefits |
|---|---|
| ADIB Booking.com Signature Card | 10% discount on hotels |
| 5% cashback on flights | |
| 4% cashback on fuel spends | |
| Earn Up to 2 reward points for every AED 1 spent internationally and 1 reward point for every AED 1 spent domestically | |
| ADIB Booking.com Infinite Card | 200,000 sign-up reward points |
| 10% discount on hotels | |
| 7% cashback on flights | |
| 5% cashback on fuel spends | |
| Earn up to 3 Reward Points for every dirham spent |
F. ADIB ISIC Prepaid Card
The first student payment card with worldwide benefits in the UAE Make use of your ADIB ISIC Prepaid Card to get the most from your savings!
| Card | Benefits |
|---|---|
| ADIB ISIC Prepaid Card | Global Recognition |
| A range of discounts | |
| The convenience to load balances on your card from your ADIB Account | |
| FREE balance deposit and withdrawal |
Read: ADIB online login
G. ADIB Discontinued Cards
Keep experiencing the rewards as a current cardholder
| Discontinued Cards |
|---|
| ADIB Edge Card |
| ADIB Cashback Visa Platinum Card |
| ADIB Etisalat Visa Signature Card |
| ADIB Etisalat Visa Platinum Card |
| ADIB Visa Cashback Card |
| ADIB Dana Master Card |
| ADIB Etisalat Gold Card |
| ADIB Value+ Card |
| ADIB Spice Card |
| ADIB Etisalat Classic Card |
Conclusion
ADIB Cards, offered by Abu Dhabi Islamic Bank (ADIB) in the UAE and Egypt, are Sharia-compliant credit cards that forgo interest charges. Instead, they provide diverse charitable donation options. These cards, equipped with features like cashback, rewards, discounts, and special offers, cater to varied lifestyles and needs.
Popular options include ADIB New Cashback Visa Covered Card, ADIB Platinum Cash Back Card, ADIB Smiles Visa Gold Card, and ADIB Emirates Skywards Cards. Applying for ADIB Cards is quick, with online approval in as little as 10 minutes. ADIB ensures cardholders have extensive payment options, such as online, mobile, telephonic, and CDM choices. Opting for ADIB Cards is an excellent decision for those seeking Sharia-compliant credit cards with versatile benefits.
FAQ
- Which ADIB Card kinds are available? To accommodate diverse demands and lifestyles, ADIB offers a variety of credit card options. Some of the popular ADIB Cards include the ADIB New Cashback Visa Covered Card, ADIB Platinum Cash Back Card, ADIB Smiles Visa Gold Card, and ADIB Emirates Skywards Cards.
- How time can I apply for an ADIB Card? Customers can apply for ADIB Cards online and get approval in as little as 10 minutes.
- What are the ADIB Card usage recommended practices? To avoid debt and improve your financial well-being, it is recommended to follow best practices when using credit cards. These include staying within your budget, understanding the rewards offered by your card, paying on time, and monitoring your spending.
- How do I use my ADIB Card to make payments? Cardholders of ADIB have access to a wide range of payment methods, including CDM, online, mobile, and phone. Clients are free to select the payment method that works best for them.
