The Emirates NBD U by Emaar Family Credit Card is an exceptional credit card that offers a multitude of benefits and rewards for cardholders. It presents an opportunity to enjoy exclusive privileges, earn Upoints, and avail exciting discounts across various Emaar establishments.
In this article, we will explore the features and advantages of the U by Emaar Family Credit Card, highlighting its distinctively rewarding benefits and why it’s worth considering for your financial needs.
U by Emaar Family Credit Card
U by Emaar Family Credit Card is designed to provide exceptional benefits for families, making it an ideal choice for individuals seeking a credit card that caters to their entire household. This credit card offers a range of features tailored to meet the needs of families, including:
A. Distinctively rewarding benefits
The U by Emaar Visa Family Card offers a host of distinctive benefits that enhance the cardholder’s overall experience. These benefits include access to exclusive offers and discounts at various Emaar establishments, priority access to events, and personalized customer support.
B. Earning Upoints on all spends
One of the key advantages of the U by Emaar Family Credit Card is the ability to earn Upoints on every spend.
Upoints are a reward currency that can be accumulated and redeemed at participating merchants within the Emaar ecosystem. This allows cardholders to enjoy additional savings and exclusive experiences with their accumulated Upoints.
C. Extra points for Emaar purchases
The U by Emaar Visa Family Card provides cardholders with additional Upoints when making purchases within the Emaar Group. This means that whenever you indulge in shopping, dining, or entertainment at Emaar establishments, you earn extra Upoints, further enhancing the value of your spending.
U by Emaar Family Credit Card Offers
The U by Emaar credit card presents an extensive range of offers, ensuring that cardholders can make the most of their financial journey. These offers include discounts, privileges, and enhanced experiences across a wide range of Emaar-affiliated businesses and establishments.
Let’s explore some of the key offers available:
Family Credit Card Benefits
The U by Emaar Family Card is specifically crafted to cater to the needs of families. With no annual fees and a minimum salary requirement of AED 5,000, this credit card provides Upoints on both Emaar Group and other spends.
Cardholders can also enjoy dining and spa discounts, entertainment benefits, movie offers, and stay benefits.
Upoints Credit Card
As a Upoints Credit Cardholder, you have the privilege of redeeming your accumulated Upoints for various rewards and experiences within the Emaar ecosystem. The redemption options can vary and may include discounts, vouchers, or access to exclusive events, among others.
You can make the most of your Upoints by exploring the available redemption options and selecting rewards that align with your preferences.
Another advantage of the Upoints Credit Card is the opportunity to access airport lounges. Depending on the specific terms and conditions, you may be eligible for complimentary or discounted access to select airport lounges.
This perk provides a comfortable and relaxing environment when traveling, adding value to your journeys.
Benefits at Emaar hotels and restaurants
By utilizing the U by Emaar Family Credit Card, you can unlock a range of benefits at Emaar hotels and restaurants. These benefits include discounted stays, complimentary breakfasts, late checkouts, and special discounts on dining experiences.
With these privileges, you can create lasting memories while enjoying remarkable savings.
Exciting discounts at Emaar malls and retail outlets
With the U by Emaar Family Credit Card, you gain access to exciting discounts at Emaar malls and retail outlets. The card offers exclusive savings on shopping experiences, dining options, entertainment activities, and various other retail offerings.
Whether you’re looking to indulge in a shopping spree or enjoy a delicious meal, this credit card ensures that you can do so while benefiting from attractive discounts.
Discounts on entertainment activities and attractions
The U by Emaar Family Credit Card extends its benefits to the realm of entertainment. With this credit card, you can enjoy exclusive discounts on entertainment activities and attractions offered by Emaar Entertainment Group.
From thrilling experiences at theme parks to immersive adventures at attractions, this credit card enhances your entertainment journey while providing savings.
U by Emaar Contactless Payments
The U by Emaar Family Credit Card offers contactless payment options, providing cardholders with a convenient and secure way to make transactions. Contactless payments enable quick and hassle-free transactions, ensuring a seamless payment experience.
By simply tapping your card on a contactless-enabled payment terminal, you can make payments swiftly and securely, without the need to swipe or insert your card.
Emaar Credit Card Application Requirements
A. Meeting eligibility criteria
To apply for the Emirates NBD U by Emaar Family Credit Card, certain eligibility criteria must be met. The specific requirements may vary, but generally, applicants should have a minimum salary, which for the U by Emaar Family Card is AED 5,000.
Other factors such as age, residency status, and employment details may also be considered during the application process. It is advisable to review the specific eligibility requirements provided by Emirates NBD to ensure qualification.
B. Submission of relevant documents
During the application process, applicants are typically required to submit certain documents. These may include a copy of the Emirates ID, passport copy, salary certificate, trade license (if self-employed), and bank statements.
Ensuring all the necessary documents are readily available can expedite the application process.
Emaar Credit Card Installment Plans
Emaar Credit Card Installment Plans are a feature offered by the U by Emaar Family Credit Card that allows cardholders to convert their large purchases into manageable monthly installments. This feature provides greater flexibility in managing expenses and helps avoid the burden of making a lump-sum payment.
Here’s how Emaar Credit Card Installment Plans work:
- Eligible Purchases: The installment plan option is typically available for specific purchases made using the U by Emaar Family Credit Card. These purchases can include a wide range of items such as electronics, appliances, furniture, travel packages, and more. The availability of installment plans may vary depending on the merchant and the specific offer.
- Conversion Options: Once you make a qualifying purchase, you have the option to convert the transaction into an installment plan. The credit card provider, Emirates NBD, will provide you with different tenure options for the installment plan, typically ranging from 3 to 36 months. You can choose the repayment period that suits your financial needs.
- Interest Rates and Fees: When you convert a purchase into an installment plan, there may be applicable interest rates and processing fees. These charges vary depending on the specific terms and conditions of the installment plan. It’s important to review the details provided by Emirates NBD to understand the interest rates, fees, and any other applicable charges associated with the installment plan.
- Monthly Installments: Once you select the installment plan tenure, the total purchase amount will be divided into equal monthly installments. You will be required to make the agreed-upon installment payment each month until the full amount is repaid. The installment amount will typically include the principal amount and any applicable interest charges.
- Payment and Repayment: The installment amount will be added to your monthly credit card statement. You can make the payment for the installment plan along with your regular credit card bill. It’s important to make the payments on time to avoid any additional fees or penalties. Failure to pay the installment amount may result in the remaining balance being charged at the standard credit card interest rate.
- Flexibility and Convenience: Emaar Credit Card Installment Plans offer flexibility and convenience by allowing you to spread out the cost of your purchases over time. This feature helps manage your budget effectively and avoid financial strain associated with large, immediate payments. It also eliminates the need to apply for separate loans or financing options for specific purchases.
It’s important to note that the specific terms and conditions of Emaar Credit Card Installment Plans may vary, and it’s advisable to refer to the details provided by Emirates NBD or contact their customer service for precise information on interest rates, fees, and eligibility criteria for installment plans.
Remember to make informed decisions and consider your financial capabilities before opting for any installment plan to ensure responsible credit card usage.
U by Emaar Supplementary Credit Card
The U by Emaar Family Credit Card offers the option of obtaining supplementary credit cards for family members. These additional cards can be issued to immediate family members, allowing them to benefit from the same privileges and rewards as the primary cardholder.
Supplementary cards can be obtained by providing the primary cardholder’s original credit card and additional identification documents.
In conclusion, the Emirates NBD U by Emaar Family Credit Card presents a compelling choice for individuals seeking a credit card that combines financial convenience with exclusive benefits and rewards.
With its distinctively rewarding benefits, including Upoints earnings, extra points for Emaar purchases, and a host of discounts and perks, this credit card offers a range of advantages for cardholders.
Whether you’re looking to enhance your shopping experiences, enjoy discounts on entertainment activities, or benefit from exclusive offers across various Emaar establishments, the U by Emaar Family Credit Card provides a comprehensive solution.
Don’t miss out on the opportunity to elevate your financial journey, apply for the Emirates NBD U by Emaar Family Credit Card today and unlock a world of privileges and savings!
How can I earn Upoints with the U by Emaar Family Credit Card?
With the U by Emaar Family Credit Card, you can earn Upoints on all your purchases. Additionally, you earn extra Upoints for Emaar purchases, further enhancing the rewards you accumulate.
Can I redeem my Upoints instantly?
Yes, as the primary cardholder, you have the opportunity to redeem your Upoints instantly at various participating merchants within the Emaar ecosystem. Simply inform the cashier at the time of purchase, indicate the number of points you wish to redeem, and complete the transaction.
What are the application requirements for the U by Emaar Family Credit Card?
The application requirements may vary, but typically include specific documents such as Emirates ID, passport copy, salary certificate, trade license (if self-employed), and bank statements. Ensuring all the necessary documents are readily available can expedite the application process.
Can I get a supplementary credit card for my family members?
Yes, the U by Emaar Family Credit Card offers the option of obtaining supplementary credit cards for immediate family members. These additional cards allow your family members to enjoy the same privileges and rewards as the primary cardholder.
Are there installment plans available with the U by Emaar Family Credit Card?
Yes, the U by Emaar Family Credit Card provides flexible payment options through installment plans. These plans allow you to convert big purchases into affordable monthly installments, providing greater financial flexibility.